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Affordable Purchase Scheme Guide

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Affordable Purchase Homes

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If you qualify for the scheme, the local authority can provide between 5% and 40% of the cost of your home, in return for the same percentage of equity. The specific percentage equity provided is determined by each individual local authority. You must repay the local authority’s stake after 40 years or if you decide to sell your home, but you can always pay it back any time before this.

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Local Authority Affordable Purchase Scheme

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The Local Authority will advertise the development on their website. You need to gather documents like a letter confirming you qualify for a mortgage, bank statements, proof of salary and proof that you will have the deposit. Once you have all the documents, you simply upload them as part of your application.


How Do I Apply?

Once you have all your documents together, applying online is straightforward. We've a few tips on getting one step closer to your new affordable home:

Look into how to get approved for a mortgage. Mortgage lenders and mortgage brokers will be more than happy to talk you through the process. A letter of Mortgage Approval in Principle confirms the amount you could be able to borrow for your new home; you will need this to apply for the scheme.

Mortgage Approval

Getting that deposit together might be much easier than you think. Did you know that you might be eligible for a tax rebate of up to €30,000 to help with your deposit? The Help To Buy scheme may be used in conjunction with the Local Authority Affordable Purchase Scheme. 

Help To Buy Scheme

You will probably have most of your income information already, if you have applied for mortgage approval. You will need a tax cert and also a salary cert that you give to your employer to complete. If you're self-employed you'll need your accounts and tax payment receipt. The information needed should be easily available.

Income Details

Create your own checklist of every document you need to apply for the Affordable Purchase Scheme and tick them off the list as you get each one organised. Once you have all your documentation, your online application should be uncomplicated.    

Your Own Checklist

Tips for Applying

A helping hand to buy your first home!

Quick Guide to Schemes

The Help To Buy scheme is a tax rebate provided by the Irish government which helps first-time buyers overcome the hurdle of getting their deposit together. The scheme can be used in conjunction with the Local Authority Affordable Purchase Scheme.

The scheme will help you with the deposit you need to purchase a newly built house or apartment worth up to €500,000. The funds will go towards your deposit, up to a maximum of €30,000 (or 10% of the property price, whichever is less).


To get mortgage approval you need to apply through a mortgage lender or broker. They'll advise you of the different options available. You need to provide different documents around your income; your mortgage lender will let you know what is needed. Don't be daunted as the information is usually readily available from your employer, bank or other organisation.

How Do I Get a Mortgage?

Balmoston

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A-rated home: insulation in floors & walls, A-rated double-glazing. Contemporary kitchen with soft close doors. Stylish living area. Fully painted interiors & bespoke joinery. French doors opening onto a seeded garden. 

2 Bed Mid Terrace

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This development qualifies for The Local Authority Affordable Purchase Scheme

If you qualify for the scheme, the local authority may provide between 5% and 40% of the cost of your home, in return for the same percentage of equity. The specific percentage equity provided is determined by each individual local authority. You must repay the local authority’s stake after 40 years or if you decide to sell your home, but you can always pay it back any time before this.

The Local Authority Affordable Purchase Scheme

The Help To Buy scheme is a tax rebate provided by the Irish government which helps first-time buyers overcome the hurdle of getting their deposit together. The scheme can be used in conjunction with the Local Authority Affordable Purchase Scheme.

The scheme will help you with the deposit you need to purchase a newly built house or apartment worth up to €500,000. The funds will go towards your deposit, up to a maximum of €30,000 (or 10% of the property price, whichever is less).

The Help To Buy Scheme

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Glenveagh is pleased to introduce Balmoston, a striking new collection of beautifully designed family homes in Donabate. Balmoston perfectly combines modern, stylish living with a wide range of excellent amenities and all the convenient transport links of northeast county Dublin, in a welcoming, well-established community.

About Balmoston

The Maple

3 Bed Mid Terrace

The Help to Buy Scheme

The Holly

3 Bed End Terrace

Glenveagh is pleased to introduce A-rated, beautifully designed, family homes in Balmoston, Donabate. Balmoston perfectly combines modern, stylish living with a wide range of excellent amenities and all the convenient transport links of northeast county Dublin, in a welcoGlenveagh is pleased to introduce Balmoston, a striking new collection of beautifully designed family homes in Donabate. Balmoston perfectly combines modern, stylish living with a wide range of excellent amenities and all the convenient transport links of northeast county Dublin, in a welcoming, well-established community.ming, well-established community.

The Juniper

The Cedar

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Oldbridge Manor

Balmoston sits just a short distance from Donabate beach in Dublin. A collection of newly built, A-rated homes, beautifully designed and constructed for contemporary living, Balmoston is a great place to put down roots. Comprising a range of one to five bedroom homes, it’s a fantastic location for families of all shapes and sizes.

Donabate is a small seaside town with blue flag beaches, scenic coastal walks and a nature reserve on its doorstep. It’s also home to Newbridge House and Farm which sits on more than 370 acres of parklands with playgrounds, gardens, a museum and café.

Easily accessible from the city and beyond, by train and bus, Donabate is also only a few minutes away from the motorway network.

Donabate has great local schools, sports, amenities, cafés and restaurants and there's a new recreational hub planned for the area; all within easy reach of Balmoston. 

From great design and location to easy transport links and lots to do nearby, Balmoston is a perfect place to call home.

Beautifully Crafted Homes

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Donabate train station is on Dublin rail commuter lines. Get into the city in less than 30 minutes by rail. The area is also served by Dublin Bus with a number of bus routes. The M50 and M1 motorways are also just a few minutes away.

Everything is Within Your Reach

If you qualify for the scheme, the local authority may provide between 5% and 40% of the cost of your home, in return for the same percentage of equity. The specific percentage equity provided is determined by each individual local authority. You must repay the local authority’s stake after 40 years or if you decide to sell your home, but you can always pay it back any time before this.



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All On Your Doorstep

The team at Glenveagh understands that buying a home is possibly the biggest decision you will ever make in your life – but we want to make it your easiest. Put simply, our aim is to exceed your expectations in every way possible.

Benefits of Buying with Glenveagh

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