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  2. Applying for a mortgage in 2023: New lending amounts for first-time buyers

10 January 2023

First Time Buyer
New Build Homes

Applying for a mortgage in 2023: New lending amounts for first-time buyers

The Central Bank of Ireland has introduced a new mortgage measures framework. First-time buyers will now be able to borrow up to 4 times their gross income from January 2023, whereas previously the amount was at 3.5 times.